Mortgage is one of the major business processes occurring in almost all states of USA with a large number of employees working under this heading. The process of securing mortgage by a borrower is called by the name origination in USA. The entire process begins with the submission of application by the borrower. Customers can seek the help of mortgage brokers when they want to. There are various mortgage lending companies that are ready to offer loans without the need for documents. The interest rate can be high in such cases. You can find a general idea of the mortgage interest rates prevailing in USA from the websites.